Being covered by an employer group plan would not guarantee coverage of a pre-existing condition if that provision of the ACA is dismantled. Yes, one might be covered for other medical concerns, but not for the pre-existing condition. BTW, this might include a pregnancy, rehab from some sort of surgery, etc., not just a chronic condition.
Those 52 million Americans are clearly just collateral damage to the GOP in their desire to take one final swipe at any policy of President Obama.
Prior to ACA, all the employers I’ve worked for either explicitly negotiated coverage of pre-existing conditions as part of the contract with health insurers or paid directly for the coverage, using the insurers mainly as a management agency.
And probably a lot more folks will get kicked off than got on because now that they have been getting treatments it will be on record.
Ending Obamacare with nothing else is going to be a massive disaster for folks. Republican voters may be too dumb to realise this, but how can Republican politicians be this dumb?
When it comes to Republicans you need to reverse the old saying on malice/stupidity, with Republicans it is “never ascribe to stupidity what can be ascribed to malice.”
But why would they wish so much malice on the stupid folks that voted for them and do they not realize some will live long enough and some(ok a very small some, but still some) not dumb enough to vote for them again?
I think a key provision in any Republican healthcare plan will be a small line of fine print text that excludes any insurer for having to pay for any medical procedure.
They’re not dumb. They simply don’t care. Why should they? It’s already been adequately demonstrated that there’s nothing they can possibly do that will stop people from voting for them.
The other evening I happened to be watching the Michael Moore movie Sicko which was about Americas disfunctional health care system compared to the rest of the world. I had seen it back then so it was interesting to see if anything changed. Considering it was released in 2007 it’s astonishing what issues outlined in it; lack of coverage, insurers denying coverage etc. have been actually been addressed by the ACA. Gutting it would take us back and create those same problems again.
Well I think a lot didn’t vote when Obama ran because Bush left things in such disarray and did vote now for Trump because they liked the BS he said in plain english and don’t care if he shits all over non-whites, but if they dismantle Ocare, medicare and SS without anything to catch these folks, I can’t believe that they will get voted for again. Yea I know I’m giving the voters a lot of credit, but seem like then it will be obvious even to them.
Why should they? It’s already been adequately demonstrated that there’s nothing they can possibly do that will stop people from voting for them.
On the money!!
If Republicans repeal VIA reconciliation – Obamacare’s pre-existing conditions would remain in effect.
OK. Sounds great. But the GOP Congress will NEVER approve the ACA’s individual mandate. NEVER. Pigs will fly.
There is also the matter of the subsidies that will not pass GOP muster. SO either insurance companies eat the loss or pass it on to the insured.
And since we do live in a ‘free’ country, healthcare insurers are free to leave any market(s) they do not wish to serve, you can expect that there will be a wholesale pullout by insurers or they will raise premiums to ungodly heights.
Bottom line is the GOP is in deep fecal matter and going to make a lot of constituents very, very unhappy.
We’re all gonna die off from Herr Fuhrer and his Bund. Just a matter of whether it’s fast or slow.
Not to have to cover pre-existing conditions on a group plan is the holy grail of insurers.
My recollection on joining various pre-ACA employer-provided plans was that there was some type of waiting period before pre-existing conditions became coverable, say 6-12 months.
What so many do not understand is that once you were in the individual market pre-ACA any health condition could cause your application for health insurance to be turned down. Applications were vetted by underwriters and at their whim they could reject you. My husband and I started in our 20s buying individual insurance (neither of us qualified for group plans) and we were turned down for minor problems…neither of us was overweight or a smoker or had any chronic problem like cancer or diabetes. We eventually found coverage and then had to hold on to it tenaciously…despite really high premium increases and fighting being cancelled when we moved to another state. It was a wicked system…and most people just do not get how vulnerable they are…one job loss or accident away from being utterly unable to find health insurance.
it boggles the mind…how can republicans be so cruel to their fellow AMERICANS; compared to the money spent killing people in wars,etc, the cost of the AHCA is affordable…at least, with the AHCA , lives are being saved, but these bastards have the best health care in the world for them selves…
You’re kidding right?
Before the ACA, most states had a state-run high-risk insurance pool for people who were denied coverage in the marketplace. Minnesota had what was regarded as a model program because it had broad-based eligibility, premiums capped at 125% of market rates, and was partially financed by state assessments on health insurers. It was still unaffordable for a lot of people who could have used it because 125% of market rates can still be a whole lot of money.
Well, Minnesota abolished the high risk pool because the ACA’s pre-existing coverage provision made it obsolete. For people who qualified for subsidies through the Exchange, theses policies could also be dramatically more affordable. So now what? We had a high-risk pool, got rid of it, and now we have to recreate the program just to get us back to where we were in 2010?