When Congress adopted the bankruptcy amendments in 2005, it was with the explicit purpose of making it harder to file for bankruptcy. But the supporters of the bill claimed over and over that honest, but unfortunate people would still have plenty of access to the bankruptcy courts. They were going after only those who could repay their debts — or so they said.
This is a companion discussion topic for the original entry at https://talkingpointsmemo.com/?p=1250428