Discussion: <span style="line-height: 1em;">Good News! Obamacare Premiums Are Going Down -- But Buyer Beware

Discussion for article #227331

You mean consumers will have to PAY ATTENTION? Well, there’s an issue right there! We should just blow the whole thing up and go back to the way it ONCE was – when insurance companies TOLD US what we would pay, and we just nodded bleakly and forked over more and more cash for less and less coverage…

WHEW! Sorry, I just channeled FoxSpews! I have to go shower now…

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Consumers having to pay attention = A market-based solution.

The old “if you want to take my lousy, over-priced health insurance away from me, you’ll have to pry it from my cold, dead hands” crew seems to have abandoned that sinking ship.

Remember, not so long ago, when it meant EVERYTHING to them?

There really IS an increasing opportunity for “The People” to push for single-payer now, too, just how much longer it takes is the only question. If the base rate is $50 a week ($211/mo according to the article) then a weekly payroll deduction for single-payer coverage looks more likely and more efficient every day.

The People could create just such an entity by mutually agreeing to purchase all from the same company… but that’s not happening either, although it would be poetic justice if a handful of nurses started their own insurance/care cycle and put the commercial insurance companies out of business.

Just food for thought.

I think for the people to really start pushing for single payer States like VT which has already passed iare going to have to show folks how successful it is in providing coverage, delivering good care and bending the over all healthcare cost.

This means nothing to me. We all need to focus on what’s really important. He wore a tan suit the other day! And he’s gone golfing before! Maybe he hasn’t golfed in a tan suit, but these two things are really big deals!

So enough of your fancy-pants stories about “policy” and “saving lives” and “making America better”. Have you seen the Ray Rice video that’s out this morning? And I haven’t checked for weekend side-boob shots, but I’m sure there are a few out there.

Weeeeeeeeeeeeeee!!! I want a pony!

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Every year during my employer’s open enrollment period I have to assess the coverage I’d be getting against the increases - sometimes double-digit - and make a decision. I’ve actually gotten a smaller monthly paycheck several times. Weighed against the good but not premium coverage I have, I’ll take the option that continues my current coverage over the lower cost for crappy insurance.

First and most important is that they aren’t going up.
Second and as important is the fact that we get more bang for the same buck
Third might be that it stays the same, which is OK.
Last, and this is the great part, is that costs are going down for better coverage and that is the straw that breaks the haters backs. (this could also be #1 or 2 I guess)

The good news is that it is all good news, no matter how you slice it.

Damn Obama! He should have implemented a system that gathers all knowable data about a family and its financial circumstances, preferences, risk tolerance, degree of rationality, and capacity to accurately assess risks, and runs that that through an algorithm that automatically determines the policy that they would have chosen themselves if they’d bothered to make a choice! And all without actually gathering personal data or otherwise invading people’s privacy, of course.