Known to Republicans as ways to make people fork over too much money in exchange for an assurance their plan wonât cover anything.
The sick need not apply.
policy maximums with pre-existing condition limitations and denials?? The grand mystery is how people vote R as that party continually and utterly destroys their lives.
I work to keep benefits at this stage in my life. I was pricing plans and saw that the possibility and specter of medical bankruptcy is back in our country.
FML
The 2016 campaign was all about how they were going to repeal and replace the Dreaded Obamacare with something waaaay better. It turns out people are pretty okay with ACA, and the GOP majority has come up with this runny cow poop as their best offer. Taking away what little stability people have in their need to seek health care is not a winning strategy. Health care is an absolute need that can not be changed by campaign rhetoric.
I like the Minority Leaderâs simpler, active-voice âscam Americans with cut-rate health insuranceâ phrasing. More broadly, Democrats need to take a play from themselves, how they one-termed the old Bush. Steam ahead with good laws to campaign for. If they pass, great! We get better governance without the Grand Old Politburo receiving credit, while their own base will be pissed off about it. If it doesnât pass, Gropers Over Panties are the reason we canât have nice things.
This was a very good move by the Democrats to change the subject and remind voters that the ACA repeal votes of 2017 are not a thing of the past but are on the GOP front burner. Itâs the type of move the GOP routinely makes and gets credit from the beltway press for doing so. Every debate Iâve scanned shows GOPers trying to hide behind junk plans and rebrand themselves as not extreme on HC. Dems are generally doing an effective job of calling âbsâ. The more the Dems make the convo in the final weeks about health care, anti-corruption, trade and checking Trump, theyâll be better off.
Junk insurance is attractive if you canât afford real insurance. I think the Democrats are going to find themselves on the wrong side of this issue. They really need to be selling medicare for all.
Take it from someone who experienced a health care related bankruptcy at age 42. Over the balance of my career, another 23 years, I never recovered. Today, instead of being able to retire at 55 with over $3M in the bank, I depend on Social Security as my only monthly income. So instead of being a positive for the economy Iâm just treading around.
It is only good in upfront costs. Many have been burned in the past by having insurance that covers nothing. The main thing to push is that Trump and the GOP wants to remove the pre-existing conditions thing in court.
The medicare for all thing is not going to be a winning strategy. The GOP would fight it and I imagine independents would get spooked by it. It changes quite a bit and not worth it at the moment. If they wanted to bring up a smaller stepping stone like a new public option or something like that it may be better at the moment.
Heart breaking to hear that. My wife is a 2x cancer survivor. We canât risk going with shit insurance.
We can do so much better but wealth is being massively concentrated while so many are hypnotized to vote against their own best self interests.
I am only talking about whether it is good politics. Republicans are counting on Democrats having to make arguments just like yours. If you have to explain just how bad junk insurance is you are already losing.
Sen. Lisa Murkowski, R-Alaska, voted against the Democratic proposal, saying people in her high-cost state could benefit from the low-cost option.
It doesnât lower costs. It just redistributes them.
Healthcare isnât like other consumer products, where people can buy budget options that meet minimal levels of need or go for upgraded options if they desire and can afford more. You canât know, when buying skimpy health insurance coverage, if your minimal level of need will be covered. An econo-box car will get you where you need to go, and a budget motel will give you a bed to sleep in for the night. You know that will be enough, even if it isnât as pleasant as youâd like.
If you are wrong about the health insurance coverage you will need, the financial blow could be hundreds of times what you were saving on your annual insurance premiums. You might, as @ljb860 shared with us, never recover from the damage to your finances.
ACA was an attempt, within the constraints of the political system and the power of the entrenched insurance and care-provider industries, to make the concept of insurance work as effectively as possible for as many people as possible.
The GOP garbage insurance plans return us to a state where insurance companies use the complexity of their products and poor consumer understanding of insurance to work as reliably and profitably as possible for the insurers.
Very true, however, it need not be just âgarbageâ plans that cause problems. In my case I had a 100% employer paid âplatinumâ plan. It still meant that I was paying out over $20,000 per month in unreimbursed charges. Believe me it does not take long for all savings to disappear.